Welcome to Nationwide Mortgage & Realty, LLC
Information on Real Estate/Mortgages and Tips on How to Get Approved for a Loan.
Nationwide Mortgage & Realty, LLC will find the most competitive rates, service, and options for a home loan that is right for you. Whether you want the most competitive rate possible, a large amount of guidance, or a more complex financing package. We realize you are unique and will help with a mortgage that fits your needs.
No Sales Pitch. Just Facts and Tips About Mortgages and Home Loans
Even if you tried to apply for a mortgage in the past and were denied, you may be eligible for a mortgage by refinancing or purchasing a home due to guidelines always changing and lenders having tougher guidelines.
Nationwide Mortgage & Realty, LLC is open 7 days a week and will do everything we can to get your loan closed on time. We strive to stay in the know and offer you options to stay abreast of changing laws and opportunities.
Resources for Mortgage Guidelines
Lenders often have set internal guidelines on top of FHA, VA, conventional, and USDA guidelines that can discourage borrowers – this is called an overlay.
- Even if you have been denied in the past, run your case scenario by an experienced Loan Originator.
- Borrowers can be discouraged because Loan Originators are often mistaken due to guidelines always changing, the extent of set guidelines, their company having an overlay, or not offering a loan program.
The lender’s handbooks are meant for underwriters, mortgage professionals, and published online for the public. These guidelines can often be confusing to even mortgage and real estate professionals:
- VA Pamphlet 26-7
- FHA Handbook 4000.1
- Fannie Mae Single Family Selling Guide
- Freddie Mac’s Seller/Servicer Guide
- USDA Handbooks