Purchase

Minimum Down Payment for Conventional Mortgage | Credit Requirements The biggest factors that determines the minimum down payment for conventional mortgage is occupancy type, property type, and credit profile. Conventional...

ITIN Mortgage Program – Loans Without Social Security NumberThe ITIN mortgage program is designed to help you if you have a Tax Payer Identification Number (ITIN), but no social security number...

County Loan Limits for Conventional and FHA Loans For some mortgage companies, county loan limits can be lower due to not offering specific loan programs. In some cases, where the...

Conventional Loan Down Payment Requirements and GuidelinesThe minimum down payment for a conventional loan depends on credit, capacity, and collateral. Some lender’s conventional loan guidelines can be tougher and have...

Rehab Loan Options for Owner-Occupied and Investment PropertiesThere are fix and flip loans for investment properties and traditional rehab mortgage loans for primary residences. Rehab loan requirements depend on the...

No Ratio Mortgage and DSR Housing Loan for Investment PropertiesIf you are self-employed or looking to expand your rental portfolio, there are loan options that allow properties to close in...

2 to 9 Unit Mixed-Use Property Financing | Investment & Owner Occupied  There are two categories when it comes to mixed-use property financing – owner occupied and investment. Mortgages are...

When are Extenuating Circumstances Required for a Mortgage ApprovalExtenuating circumstances may be required when there are charge offs, collections, delinquent accounts, judgments, and derogatory events. This is defined as a...

Condo Mortgage Down Payment | Determining Approved Condo ProjectsAre you looking for low condo mortgage down payment options or looking for a program that allows the type of condo you...

Using Future Rental Income to Qualify for MortgageUsing future rental income to qualify for mortgage will increase your chances of an approval. Experienced investors go beyond their regular compensation and...