Purchase

FHA Manual Underwriting & VA Manual Underwriting GuidelinesAre you looking for FHA manual underwriting or VA manual underwriting guidelines? Not all lenders are willing to manually underwrite government loans due...

Mortgage Pre-Approval Process | Properly Pre-Approved for a MortgageeLooking for a fast mortgage pre-approval? The mortgage pre-approval process is one of the most important first steps to home ownership and...

2 to 4 Unit FHA Multi-Unit RequirementsFinancing for a multi-unit (2 to 4 unit) is possible with a FHA multi-unit mortgage. The down payment is 3.5% with a 580 FICO...

Conventional Loan Requirements, Loan Limits & Down Payment Options Are you looking for conventional loan requirements? The two traditional loan government-sponsored enterprises (GSE) are Fannie Mae and Freddie Mac. Understanding...

Debt-Service Coverage Ratio (DSCR) Loan Closing CostsDSCR closing costs will vary by lender and some are even exempt from initial disclosures. When it comes to mortgages, getting fees in writing...

Rent vs. Purchase: Making the Right Decision in Today's Market  One of the significant financial decisions individuals' faces is whether to rent or purchase a property. In today's market, where...

3 Month Bank Statement Mortgage for Self-Employed BorrowersAre you looking for a 3 month bank statement mortgage? Qualifying for traditional loans can be a hurdle for the self-employed because underwriters...

Is there Still a No Doc Mortgage in 2022Looking for a loan program that does not require income for all occupancy types? The main qualifying factor for this loan program...

Low Down Payment Jumbo Loans with No Mortgage Insurance Looking for low down payment jumbo loans with no mortgage insurance with as little as 3.5% down? Most lenders require a...

Home Loan Without Income Documents - No Ratio & DSCRLooking for a home loan without income documents? Over the past few years, terms for the no ratio and debt-coverage ratio...