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Is there Still a No Doc Mortgage in 2022? Looking for a loan program that does not require income for all occupancy types? The main qualifying factor for this loan...

Low Down Payment Jumbo Loans with No Mortgage Insurance Looking for low down payment jumbo loans with no mortgage insurance with as little as 3.5% down? Most lenders require a...

Home Loan Without Income Documents - No Ratio & DSCR Looking for a home loan without income documents? Over the past few years, terms for the no ratio and debt-coverage...

Non-Permanent Resident Alien Mortgage Options Vs Permanent Resident Non-permanent resident aliens and permanent residents are eligible for traditional mortgages. Interest rates, down payment options, and closing costs are more competitive...

Applying for a Mortgage with Student Loans | Student Loan GuidelinesDebts are factors that affect debt-to-income ratios, which can be a hurdle when applying for a mortgage with student loans....

Non-Warrantable Condo Guidelines | Non-Warrantable Mortgage FinancingNot all lenders are willing to finance a non-warrantable condo. Financing for non-warrantable condos are made available through non-qm lending. It is important to...

Minimum Down Payment for Conventional Mortgage | Credit Requirements The biggest factors that determines the minimum down payment for conventional mortgage is occupancy type, property type, and credit profile. Conventional...

ITIN Mortgage Program – Loans Without Social Security NumberThe ITIN mortgage program is designed to help you if you have a Tax Payer Identification Number (ITIN), but no social security number...

County Loan Limits for Conventional and FHA LoansFor some mortgage companies, county loan limits can be lower due to not offering specific loan programs. In some cases, where the conventional...

Conventional Loan Down Payment Requirements and GuidelinesThe minimum down payment for a conventional loan depends on credit, capacity, and collateral. Some lender’s conventional loan guidelines can be tougher and have...