Purchase

Multi-Family Mortgage Loan Requirements | Down Payment OptionsMulti-family mortgage loan requirements depend on the mortgage company and agency guidelines. Finding the right multi-family rates and multi-family mortgage company can be...

Nationwide Mortgage Rates | Nationwide Mortgage Interest Rates TodayIn order to get pricing on a loan, a borrower should either call a licensed Loan Originator or fill out the loan...

Buying a House After Foreclosure and Bankruptcy | Minimum GuidelinesThere are loan programs with no waiting period after bankruptcy and foreclosure. Government loans allow you to obtain financing while in...

DSR Loan for Investment Properties | Debt Service Ratio CalculatorThe DSR loan, also known as a DSCR loan, is a way to qualify for an investment mortgage without personal debt-to-income...

Calculating Self-Employed Income for a MortgageCalculating self-employed income for a mortgage can depend on whether you are taking the traditional or non-qualified mortgage route. When calculating self-employed income, underwriters prepare...

FHA Manual Underwriting & VA Manual Underwriting GuidelinesAre you looking for FHA manual underwriting or VA manual underwriting guidelines? Not all lenders are willing to manually underwrite government loans due...

Mortgage Pre-Approval Process | Properly Pre-Approved for a MortgageeLooking for a fast mortgage pre-approval? The mortgage pre-approval process is one of the most important first steps to home ownership and...

2 to 4 Unit FHA Multi-Unit RequirementsFinancing for a multi-unit (2 to 4 unit) is possible with a FHA multi-unit mortgage. The down payment is 3.5% with a 580 FICO...

Conventional Loan Requirements, Loan Limits & Down Payment Options Are you looking for conventional loan requirements? The two traditional loan government-sponsored enterprises (GSE) are Fannie Mae and Freddie Mac. Understanding...

Debt-Service Coverage Ratio (DSCR) Loan Closing CostsDSCR closing costs will vary by lender and some are even exempt from initial disclosures. When it comes to mortgages, getting fees in writing...