Purchase

Rehab Loan Options for Owner-Occupied and Investment PropertiesThere are fix and flip loans for investment properties and traditional rehab mortgage loans for primary residences. Rehab loan requirements depend on the...

No Ratio Mortgage and DSR Housing Loan for Investment PropertiesIf you are self-employed or looking to expand your rental portfolio, there are loan options that allow properties to close in...

2 to 9 Unit Mixed-Use Property Financing | Investment & Owner OccupiedThere are two categories when it comes to mixed-use property financing – owner occupied and investment. A mixed-use mortgage...

When are Extenuating Circumstances Required for a Mortgage ApprovalExtenuating circumstances may be required when there are charge offs, collections, delinquent accounts, judgments, and derogatory events. This is defined as a...

Condo Mortgage Down Payment | Determining Approved Condo ProjectsAre you looking for low condo mortgage down payment options or looking for a program that allows the type of condo you...

Using Future Rental Income to Qualify for MortgageUsing future rental income to qualify for mortgage will increase your chances of an approval. Experienced investors go beyond their regular compensation and...

DSR Loan for Investment Properties | Debt Service Ratio CalculatorThe DSR loan, also known as a DSCR loan, is a way to qualify for an investment mortgage without personal debt-to-income...

USDA Underwriting Guidelines and Qualifications | Minimum Credit ScoreMinimum USDA qualifications are set by the United States Department of Agriculture. The USDA minimum credit score will vary by lender due...

Conventional Loan Down Payment Assistance Grants with No RepaymentThere are conventional loan down payment assistance grants with no repayment required. If you are looking for a grant, no minimum cash...

Nontaxable Income Types to Gross Up Income for Mortgage ApprovalDepending on the loan program, your nontaxable income can be grossed up. Income comes in many forms whether is taxable or...