Purchase

Rent vs. Purchase: Making the Right Decision in Today's Market  One of the significant financial decisions individuals' faces is whether to rent or purchase a property. In today's market, where...

3 Month Bank Statement Mortgage for Self-Employed BorrowersAre you looking for a 3 month bank statement mortgage? Qualifying for traditional loans can be a hurdle for the self-employed because underwriters...

Is there Still a No Doc Mortgage in 2022Looking for a loan program that does not require income for all occupancy types? The main qualifying factor for this loan program...

Low Down Payment Jumbo Loans with No Mortgage Insurance Looking for low down payment jumbo loans with no mortgage insurance with as little as 3.5% down? Most lenders require a...

Home Loan Without Income Documents - No Ratio & DSCRLooking for a home loan without income documents? Over the past few years, terms for the no ratio and debt-coverage ratio...

Non-Permanent Resident Alien Mortgage Options Vs Permanent Resident Non-permanent resident aliens and permanent residents are eligible for traditional mortgages. Interest rates, down payment options, and closing costs are more competitive...

Applying for a Mortgage with Student Loans | Student Loan GuidelinesDebts are factors that affect debt-to-income ratios, which can be a hurdle when applying for a mortgage with student loans....

Non-Warrantable Condo Guidelines | Non-Warrantable Mortgage FinancingNot all lenders are willing to finance a non-warrantable condo. Financing for non-warrantable condos are made available through non-qm lending. It is important to...

Minimum Down Payment for Conventional Mortgage | Credit RequirementsThe biggest factors that determines the minimum down payment for conventional mortgage is occupancy type, property type, and credit profile. Conventional loan...

ITIN Mortgage Program – Loans Without Social Security NumberThe ITIN mortgage program is designed to help you if you have a Tax Payer Identification Number (ITIN), but no social security number...