Nationwide Mortgage & Realty, LLC

Buy A Home

Purchasing a home should not be difficult.  Get a pre-approval today! Nationwide Mortgage & Realty, LLC will work 7 days a week on your loan to make sure you close on time

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Refinance

 Whether you want to save money, pay your loan off quicker, cash out, pay off debt, or add/take a borrower off the loan, we will help form a loan that is exclusively for you.

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Resources

Denied in the past? Call any day of the week to talk to a mortgage expert who will form a loan that fits your needs and guide you through the loan process.

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American Dream Home Grant

Decrease the costs of buying a home with our EXCLUSIVE grant that never has to be paid back. FHA, VA, USDA, and conventional grants available. 

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Welcome to Nationwide Mortgage & Realty, LLC

Information on Real Estate/Mortgages and Tips on How to Get Approved for a Loan.

Nationwide Mortgage & Realty, LLC will find the most competitive rates, service, and options for a home loan that is right for you.  Whether you want the most competitive rate possible, a large amount of guidance, or a more complex financing package. We realize you are unique and will help with a mortgage that fits your needs.

No Sales Pitch. Just Facts and Tips About Mortgages and Home Loans.

Even if you tried to apply for a mortgage in the past and were denied, you may be eligible for a mortgage by refinancing or purchasing a home due to guidelines always changing and lenders having tougher guidelines.

Nationwide Mortgage & Realty, LLC is open 7 days a week and will do everything we can to get your loan closed on time.  We strive to stay in the know and offer you options to stay abreast of changing laws and opportunities.

Resources for Mortgage Guidelines

Lenders often have set internal guidelines on top of the FHA, VA, conventional, and USDA guidelines that can discourage borrowers – this is called an overlay. Even if you have been denied in the past, run your case scenario by an experienced Loan Originator. Borrowers can be discouraged because Loan Originators are often mistaken due to guidelines always changing, the extent of set guidelines, their company having an overlay, or not offering a loan program.

The Lenders Handbook – VA Pamphlet 26-7, FHA Single Handbook 4000.1, Fannie Mae Single Family Selling Guide, Freddie Mac Single-Family Seller/Servicer GuideUSDA handbooks are meant for underwriters, mortgage professionals, and published online for the public. These guidelines can often be confusing to even mortgage and real estate professionals.  The easiest way to find what you are looking for in these handbooks is to use the hotkey (control + F and search). 

Get pre-approved today by applying now.

Mortgage Search Tools For FHA Approved Condominiums and USDA Eligibility

FHA Approved Condominiums

FHA Approved CondoThe condominiums page allows users to search for FHA-approved condominium projects by location, name, or status.

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USDA’s Site to Determine Eligibility for Loan Programs

USDA Eligibility
USDA loan programs require household income to meet a certain guideline and the purchased home must be located in an eligible rural area.