FIND A MORTGAGE THAT
FITS YOUR NEEDS
Get Pre-approved Today
Nationwide Mortgage & Realty, LLC is open 7 days a week and will do everything we can to get your loan closed on time. We strive to stay in the know and offer you options to stay abreast of changing laws and opportunities.
Purchasing a home should not be difficult. Get pre-approved today! Nationwide Mortgage & Realty, LLC will work 7 days a week on your loan to make sure you close in time.
Whether you want to save money, pay your loan off quicker, cash out, pay off debt, or add/take a borrower off the loan, we will help form a loan that is exclusively for you.
Decrease the costs of buying a home with a home grant that does not have to be paid back. FHA, VA, USDA, and conventional grants available.
Price out a loan today with our wholesale pricing. Go over interest rate options available and closing costs with a licensed professional.
Resources for Mortgage Guidelines
Lenders often have set internal guidelines on top of FHA, VA, conventional, and USDA guidelines that can discourage borrowers – this is called an overlay. Borrowers can be discouraged because Loan Originators are often mistaken due to:
- Guidelines always changing.
- The extent of set guidelines.
- Their company having an overlay.
- Not offering a loan program.
The lender’s handbooks are meant for underwriters, mortgage professionals, and published online for the public. These guidelines can often be confusing to even mortgage and real estate professionals.
Facts and Tips About Mortgages
Even if you tried to apply for a mortgage in the past and were denied, you may be eligible for a mortgage by refinancing or purchasing a home due to guidelines always changing and lenders having tougher guidelines.
- VA Pamphlet 26-7
- FHA Handbook 4000.1
- Fannie Mae Single Family Selling Guide
- Freddie Mac’s Seller/Servicer Guide
- USDA Handbooks