Nationwide Mortgage & Realty, LLC

Buy A Home

Purchasing a home should not be difficult. Get pre-approved today! Nationwide Mortgage & Realty, LLC will work 7 days a week on your loan to make sure you close in time.

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Refinance

Whether you want to save money, pay your loan off quicker, cash out, pay off debt, or add/take a borrower off the loan, we will help form a loan that is exclusively for you.

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Resources

Denied in the past? Call any day of the week to talk to a mortgage expert who will form a loan that fits your needs and guide you through the loan process.

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Home Grant

Decrease the costs of buying a home with our EXCLUSIVE grant that does not have to be paid back. FHA, VA, USDA, and conventional grants available.

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Welcome to Nationwide Mortgage & Realty, LLC

Real Estate/Mortgage Tips on How to Get Pre-approved for a Loan

Nationwide Mortgage & Realty, LLC will find the most competitive rates, service, and options for a home loan that is right for you. Whether you want the most competitive rate possible, a large amount of guidance, or a more complex financing package. We realize you are unique and will help with a mortgage that fits your needs.

Resources for Mortgage Guidelines

Lenders often have set internal guidelines on top of FHA, VA, conventional, and USDA guidelines that can discourage borrowers – this is called an overlay.

  • Even if you have been denied in the past, run your case scenario by an experienced Loan Originator.
  • Borrowers can be discouraged because Loan Originators are often mistaken due to guidelines always changing, the extent of set guidelines, their company having an overlay, or not offering a loan program.

The lender’s handbooks are meant for underwriters, mortgage professionals, and published online for the public. These guidelines can often be confusing to even mortgage and real estate professionals:

USDA HandbookFannie Mae Single Family Selling GuideLender Handbook VA Pamphlet 26-7FHA Handbook 4000.1

Facts and Tips About Mortgages

Even if you tried to apply for a mortgage in the past and were denied, you may be eligible for a mortgage by refinancing or purchasing a home due to guidelines always changing and lenders having tougher guidelines.

Nationwide Mortgage & Realty, LLC is open 7 days a week and will do everything we can to get your loan closed on time. We strive to stay in the know and offer you options to stay abreast of changing laws and opportunities.

Get Pre-approved Today