Nationwide Mortgage & Realty, LLC

FIND A MORTGAGE THAT
FITS YOUR NEEDS

Whether you want the most competitive rate possible, a large amount of guidance, or a more complex financing package.

Get Pre-approved Today

Nationwide Mortgage & Realty, LLC is open 7 days a week and will do everything we can to get your loan closed on time.  We strive to stay in the know and offer you options to stay abreast of changing laws and opportunities.

Purchase

Purchasing a home should not be difficult. Get pre-approved today! Nationwide Mortgage & Realty, LLC will work 7 days a week on your loan to make sure you close in time.

Refinance 

Whether you want to save money, pay your loan off quicker, cash out, pay off debt, or add/take a borrower off the loan, we will help form a loan that is exclusively for you.

Home Grant

Decrease the costs of buying a home with a home grant that does not have to be paid back. FHA, VA, USDA, and conventional grants available.

Interest Rates

Price out a loan today with our wholesale pricing. Go over interest rate options available and closing costs with a licensed professional.

Resources for Mortgage Guidelines

Lenders often have set internal guidelines on top of FHA, VA, conventional, and USDA guidelines that can discourage borrowers – this is called an overlay. Borrowers can be discouraged because Loan Originators are often mistaken due to:

  • Guidelines always changing.
  • The extent of set guidelines.
  • Their company having an overlay.
  • Not offering a loan program.

The lender’s handbooks are meant for underwriters, mortgage professionals, and published online for the public.  These guidelines can often be confusing to even mortgage and real estate professionals.

Facts and Tips About Mortgages

Even if you tried to apply for a mortgage in the past and were denied, you may be eligible for a mortgage by refinancing or purchasing a home due to guidelines always changing and lenders having tougher guidelines.

USDA HandbookFannie Mae Single Family Selling GuideLender Handbook VA Pamphlet 26-7FHA Handbook 4000.1

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