Refinance

DSR Loan for Investment Properties | Debt Service Ratio CalculatorThe DSR loan, also known as a DSCR loan, is a way to qualify for an investment mortgage without personal debt-to-income...

Calculating Self-Employed Income for a MortgageCalculating self-employed income for a mortgage can depend on whether you are taking the traditional or non-qualified mortgage route. When calculating self-employed income, underwriters prepare...

Mortgage Pre-Approval Process | Properly Pre-Approved for a MortgageeLooking for a fast mortgage pre-approval? The mortgage pre-approval process is one of the most important first steps to home ownership and...

VA IRRRL Guideline Requirements | Non-Credit Qualifying StreamlineIf you are looking for VA IRRRL guidelines, the loan is not hard to qualify for. The non-credit qualifying streamline has limited documentation,...

FHA Streamline Guidelines on Credit & Non-Credit QualifyingFHA streamline guidelines can vary by lender if they have internal guidelines. The credit and non-credit qualifying streamline can be a great opportunity...

Debt-Service Coverage Ratio (DSCR) Loan Closing CostsDSCR closing costs will vary by lender and some are even exempt from initial disclosures. When it comes to mortgages, getting fees in writing...

Origination Charges | Lowest Rate is Not Always the Best OptionMost people think that getting the lowest rate possible is the best route when it comes to a mortgage. What...

2nd Mortgage Cash Out Up to 90% Loan-to-Value Looking to cash out on your home without changing the existing interest rate on your mortgage? A closed end second mortgage allows...

Using Your Home Equity to Buyout Divorce SettlementWith home values on the rise, a cash out refinance can be a solution to access funds needed. Common ways to split the...

Net Tangible Benefit and Refinancing Options for HomeownersChoosing a mortgage that is right can be confusing, but connecting with a mortgage professional can help. Homeowners should only refinance when there...