Refinance

No Ratio Mortgage and DSR Housing Loan for Investment PropertiesIf you are self-employed or looking to expand your rental portfolio, there are loan options that allow properties to close in...

2 to 9 Unit Mixed-Use Property Financing | Investment & Owner OccupiedThere are two categories when it comes to mixed-use property financing – owner occupied and investment. A mixed-use mortgage...

Using Future Rental Income to Qualify for MortgageUsing future rental income to qualify for mortgage will increase your chances of an approval. Experienced investors go beyond their regular compensation and...

DSR Loan for Investment Properties | Debt Service Ratio CalculatorThe DSR loan, also known as a DSCR loan, is a way to qualify for an investment mortgage without personal debt-to-income...

Nontaxable Income Types to Gross Up Income for Mortgage ApprovalDepending on the loan program, your nontaxable income can be grossed up. Income comes in many forms whether is taxable or...

24 & 12 Month Bank Statement Mortgage with Alternative OptionsA bank statement mortgage allows self employed borrowers to refinance or purchase a home without calculating income based off of tax...

Calculating Self Employed Income for a MortgageCalculating self employed income for a mortgage can depend on whether you are taking the traditional or non-qualified mortgage route. When calculating self employed...

Buying a House After Foreclosure and Bankruptcy | Minimum GuidelinesThere are loan programs with no waiting period after bankruptcy and foreclosure. Government loans allow you to obtain financing while in...

Comparing VA Refinance Rates and VA Cash Out RequirementsVA cash out requirements differ by lender, which some set higher standards on credit and capacity. The minimum credit score, maximum debt-to-income...

VA IRRRL Guidelines and Requirements | Non-Credit Qualifying StreamlineIf you are looking for VA IRRRL guidelines, they are not hard to qualify for. The non-credit qualifying streamline has limited documentation,...