Refinance

Non-Permanent Resident Alien Mortgage Options Vs Permanent Resident Non-permanent resident aliens and permanent residents are eligible for traditional mortgages. Interest rates, down payment options, and closing costs are more competitive...

Non-Warrantable Condo Guidelines | Non-Warrantable Mortgage FinancingNot all lenders are willing to finance a non-warrantable condo. Financing for non-warrantable condos are made available through non-qm lending. It is important to...

County Loan Limits for Conventional and FHA LoansFor some mortgage companies, county loan limits can be lower due to not offering specific loan programs. In some cases, where the conventional...

Rehab Loan Options for Owner-Occupied and Investment PropertiesThere are fix and flip loans for investment properties and traditional rehab mortgage loans for primary residences. Rehab loan requirements depend on the...

No Ratio Mortgage and DSR Housing Loan for Investment PropertiesIf you are self-employed or looking to expand your rental portfolio, there are loan options that allow properties to close in...

2 to 9 Unit Mixed-Use Property Financing | Investment & Owner OccupiedThere are two categories when it comes to mixed-use property financing – owner occupied and investment. A mixed-use mortgage...

Using Future Rental Income to Qualify for MortgageUsing future rental income to qualify for mortgage will increase your chances of an approval. Experienced investors go beyond their regular compensation and...

DSR Loan for Investment Properties | Debt Service Ratio CalculatorThe DSR loan, also known as a DSCR loan, is a way to qualify for an investment mortgage without personal debt-to-income...

Nontaxable Income Types to Gross Up Income for Mortgage ApprovalDepending on the loan program, your nontaxable income can be grossed up. Income comes in many forms whether is taxable or...

24 & 12 Month Bank Statement Mortgage with Alternative OptionsA bank statement mortgage allows self employed borrowers to refinance or purchase a home without calculating income based off of tax...