Refinance

No Ratio Mortgage and DSR Housing Loan for Investment PropertiesIf you are self-employed or looking to expand your rental portfolio, there are loan options that allow properties to close in...

2 to 9 Unit Mixed-Use Property Financing | Investment & Owner OccupiedThere are two categories when it comes to mixed-use property financing – owner occupied and investment. A mixed-use mortgage...

Using Future Rental Income to Qualify for MortgageUsing future rental income to qualify for mortgage will increase your chances of an approval. Experienced investors go beyond their regular compensation and...

Nontaxable Income Types to Gross Up Income for Mortgage ApprovalDepending on the loan program, your nontaxable income can be grossed up. Income comes in many forms whether is taxable or...

24 & 12 Month Bank Statement Mortgage with Alternative OptionsA bank statement mortgage allows self employed borrowers to refinance or purchase a home without calculating income based off of tax...

Comparing VA Refinance Rates and VA Cash Out RequirementsVA cash out requirements differ by lender, which some set higher standards on credit and capacity. The minimum credit score, maximum debt-to-income...

How Chapter 13 Bankruptcy Buyout Can Be Done | FHA GuidelinesA Chapter 13 bankruptcy buyout can be done through a FHA bankruptcy cash out. This is done by paying off...

2 Options for the FHA Rehab Loan | 203k Streamline and StandardIf you are looking for an FHA rehab loan, there are two options. The two types of FHA rehab...

Fannie Mae Investment Property Down Payment & Alternative OptionsAre you looking for the minimum Fannie Mae investment property down payment or other home loan options for the down payment for...

Cash Out Refinance Rates, Consolidation Loans, and Closing CostsAre you looking for consolidation loans or cash out refinance rates? Understanding cash out mortgage rates and cash out refinance closing costs...