Purchase

24 & 12 Month Bank Statement Mortgage with Alternative OptionsA bank statement mortgage allows self employed borrowers to refinance or purchase a home without calculating income based off of tax...

Calculating Self Employed Income for a MortgageCalculating self employed income for a mortgage can depend on whether you are taking the traditional or non-qualified mortgage route. When calculating self employed...

Buying a House After Foreclosure and Bankruptcy | Minimum GuidelinesThere are loan programs with no waiting period after bankruptcy and foreclosure. Government loans allow you to obtain financing while in...

3 FHA Down Payment and Closing Cost Grants | FHA GrantsThe FHA down payment grant is a competitively priced loan program that does not require a minimum down payment. You...

Staying Current with New FHA Guidelines & FHA Interest Rates It is important in the mortgage industry to stay current with the new FHA guidelines. There is an Automated Underwriting...

VA Loan Eligibly Requirements Can Vary | VA Underwriting GuidelinesDepending on the lender, VA loan eligibility requirements and VA underwriting guidelines vary.  For a VA mortgage, some lenders have tougher...

2 Options for the FHA Rehab Loan | 203k Streamline and StandardIf you are looking for an FHA rehab loan, there are two options. The two types of FHA rehab...

FHA Manual Underwriting & VA Manual Underwriting GuidelinesAre you looking for FHA manual underwriting or VA manual underwriting guidelines? Not all lenders are willing to manually underwrite government loans due...

Conventional Loan Requirements, Loan Limits & Down Payment OptionsAre you looking for conventional loan requirements? The two traditional loan government-sponsored enterprises (GSE) are Fannie Mae and Freddie Mac. Understanding all...

Fannie Mae Investment Property Down Payment & Alternative OptionsAre you looking for the minimum Fannie Mae investment property down payment or other home loan options for the down payment for...