Purchase

Nontaxable Income Types to Gross Up Income for Mortgage ApprovalDepending on the loan program, your nontaxable income can be grossed up. Income comes in many forms whether is taxable or...

24 & 12 Month Bank Statement Mortgage with Alternative OptionsA bank statement mortgage allows self employed borrowers to refinance or purchase a home without calculating income based off of tax...

3 FHA Down Payment and Closing Cost Grants | FHA GrantsThe FHA down payment grant is a competitively priced loan program that does not require a minimum down payment. You...

Staying Current with New FHA Guidelines & FHA Interest RatesIt is important in the mortgage industry to stay current with the new FHA guidelines. There is an Automated Underwriting System...

VA Loan Eligibly Requirements Can Vary | VA Underwriting GuidelinesDepending on the lender, VA loan eligibility requirements and VA underwriting guidelines vary.  For a VA mortgage, some lenders have tougher...

2 Options for the FHA Rehab Loan | 203k Streamline and StandardIf you are looking for an FHA rehab loan, there are two options. The two types of FHA rehab...

Fannie Mae Investment Property Down Payment & Alternative OptionsAre you looking for the minimum Fannie Mae investment property down payment or other home loan options for the down payment for...

Understanding FHA Guidelines and FHA Requirements for a MortgageAre you looking to gain a further understanding of FHA guidelines and FHA requirements? When applying for an FHA loan, being pre-approved...

First Time Home Buyer Programs | How to Qualify First Time Home BuyerAre you looking for first time home buyer programs? There are benefits to every loan program and the...

Mortgage Approval with a TBD Property vs. Mortgage Pre-approval LetterAre you looking for a mortgage pre-approval letter? A mortgage approval will vary by lender due to mortgage guidelines varying. If...