Purchase

Conventional Mortgage Rates Up to $726,525 | Jumbo Loan ProgramsFor some lenders, where the conforming loan limit ends the jumbo loan begins. The conventional high balance loan limits start at...

Gift Funds | Using Gift Funds for Down Payment | Mortgage Gift LetterAre you looking to use gift funds for down payment on a home? Using gift funds for a...

Mortgage Bankruptcy Waiting Period | Foreclosure Waiting PeriodLooking for the conventional, VA, USDA, and FHA foreclosure waiting period and bankruptcy waiting period? The mortgage waiting period depends on the type...

FHA 203k Process Work Flow | Steps to a Successful FHA 203k LoanAre you looking for a lender that does an FHA 203k loan?  There are important details that the...

Mortgage Seasoning Requirements | Cash Out Refinance Requirements Looking for mortgage seasoning requirements? Rate and term, cash out refinance requirements, and bankruptcy and foreclosure seasoning vary by loan program. There...

Conventional Multifamily Financing Options | Duplex, Triplex, or FourplexLooking for multifamily financing for a duplex, triplex, or fourplex? Multifamily financing options vary by lender by minimum credit score requirements and...

2 to 4 Unit FHA Multi-Unit Requirements | FHA 2 - 4 Unit Guidelines Financing for a multi-unit (2 to 4 unit) is possible with a FHA multi-unit mortgage. The...

Top 10 Common Mortgage Myths When Applying for a MortgageYou may find that lenders have different interest rates, minimum credit score requirements, different minimum down payment options, debt-to-income caps, and...

Mortgage Pre-Approval Process | Properly Pre-Approved for a MortgageeLooking for a fast mortgage pre-approval?  The mortgage pre-approval process is one of the most important steps to home ownership and the...

Multiple FHA Loans | Is It Possible To Have A Second Home FHA Dwellings that a borrower occupies in addition to a primary residence are considered a secondary residence and...